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Your Local Salisbury Independent Insurance Agency

Select Customer Insurance Agency specializes in auto, home, life, and business insurance.

Unlike any other independent agency in town our agency was completely started from scratch in 1999. The owners, Darrell Elium and Angela Pipes, have a very unique insurance company background that has served to elevate our agency rapidly in the Rowan County marketplace. We are not a typical independent insurance agency. Our combined insurance company and agency background include over seventy seven years of experience helping clients with various lines of insurance, including auto, home, life, and business insurance. On our staff we have two CPCU’s (Charter Property and Casualty Underwriters) and two CIC’s (Certified Insurance Counselors).

We take our unique insurance company background experience, blend it with diverse and multiple insurance company representation and use that to develop personal and business insurance programs to meet our customer’s coverage needs and budgets. We have an annual Customer Appreciation Day event that really sets us apart and allows us to build long term relationships with our clients.

Specializing In Erie Insurance

Erie Insurance has been helping customers since 1925 with their auto, home, business, and life insurance needs.
Click here to pay your Erie Insurance bill "ERIE Pay Your Bill" (opens in new tab)
Click here to use the Erie Insurance Life Insurance Calculator "ERIE Life Insurance Calculator" (opens in new tab)
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Auto Insurance

Paying too much for auto insurance? With our flexible coverage options and expert service, you’ll know your vehicle is getting the best protection.
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Home Insurance

Your home is your greatest investment, but you shouldn’t have to break the bank to insure it. Find out how much we can save you on your policy.
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Business Insurance

As a business owner, you have enough on your mind without having to worry about insurance needs. Let us find the best coverage at the best rates for you.
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Recent News & Updates

​What to Do After a Hit and Run​

Posted: August 4, 2026

Getting in a car accident is enough to ruin anyone's day. But if you’re involved in a hit-and-run, the experience can be especially disorienting. You realize that your vehicle’s been hit and before you can step out to get the other driver’s information, their car is taking off into the distance. As overwhelming as the experience can be, how you react next can play an...

When Should I Call My Insurance Agent?

Posted: August 4, 2026

An insurance agent isn’t just someone who can sell you a policy. Whether you have a question about your coverage, need to file a claim or change your policy, your agent can provide insurance solutions to a seemingly countless number of issues you might run into. And the conversations you have with your agent can help provide protection from the unknown and greater peace of...

General Liability Insurance 101: A Foundation for Every Small Business

Posted: August 4, 2026

If you own a small business, you've likely heard that general liability insurance is something you should have. But what exactly does it cover, and why is it considered such an important part of a business insurance plan? General liability insurance—sometimes called GL insurance or commercial general liability—is one of the most fundamental types of coverage available to businesses of all sizes. Understanding how it...

Back-to-School Season: Does Your Auto Insurance Cover a Teen Driver?

Posted: August 1, 2026

Every August, millions of families prepare for back-to-school, and for households with a newly licensed teen, that checklist includes an important question: Is your auto insurance ready? Adding a teenager to your auto insurance policy is one of the most significant coverage changes a family can make. Teen drivers are statistically among the highest-risk drivers on the road, which affects both your coverage needs and...