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Your Local Salisbury Independent Insurance Agency

Select Customer Insurance Agency specializes in auto, home, life, and business insurance.

Unlike any other independent agency in town our agency was completely started from scratch in 1999. The owners, Darrell Elium and Angela Pipes, have a very unique insurance company background that has served to elevate our agency rapidly in the Rowan County marketplace. We are not a typical independent insurance agency. Our combined insurance company and agency background include over seventy seven years of experience helping clients with various lines of insurance, including auto, home, life, and business insurance. On our staff we have two CPCU’s (Charter Property and Casualty Underwriters) and two CIC’s (Certified Insurance Counselors).

We take our unique insurance company background experience, blend it with diverse and multiple insurance company representation and use that to develop personal and business insurance programs to meet our customer’s coverage needs and budgets. We have an annual Customer Appreciation Day event that really sets us apart and allows us to build long term relationships with our clients.

Specializing In Erie Insurance

Erie Insurance has been helping customers since 1925 with their auto, home, business, and life insurance needs.
Click here to pay your Erie Insurance bill "ERIE Pay Your Bill" (opens in new tab)
Click here to use the Erie Insurance Life Insurance Calculator "ERIE Life Insurance Calculator" (opens in new tab)
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Auto Insurance

Paying too much for auto insurance? With our flexible coverage options and expert service, you’ll know your vehicle is getting the best protection.
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Home Insurance

Your home is your greatest investment, but you shouldn’t have to break the bank to insure it. Find out how much we can save you on your policy.
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Business Insurance

As a business owner, you have enough on your mind without having to worry about insurance needs. Let us find the best coverage at the best rates for you.
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Recent News & Updates

Key Questions for Your Business Insurance Renewal

Posted: March 4, 2026

Your upcoming policy renewal constitutes a crucial business risk checkup rather than just another administrative bill to pay. As your company grows and evolves over the next 12 months, your baseline exposure to operational risks naturally shifts in parallel. Expanding operations by adding new locations, purchasing upgraded equipment, launching new services, or hiring extra staff significantly changes your specific liability profile. Factors that affect the...

Spring Break Insurance Tips

Posted: March 2, 2026

Spring break travel often involves cross-country road trips, beach days, and struggling through crowded airport terminals. Many travelers focus solely on booking flights, forgetting to secure the right protection for the journey. Unexpected events, such as minor fender benders in unfamiliar cities or theft from a hotel room, can quickly ruin a vacation. Securing personal insurance ensures you have a dependable safety net should you...

Why a Basic Home Insurance Policy Isn’t Always Enough

Posted: February 16, 2026

While a typical homeowners insurance policy offers a reliable starting point, it’s important to remember that “standard” only goes so far. Since every home, lifestyle, and risk is different, you might discover coverage gaps exactly when you need your policy the most. The Most Common Coverage Shortfalls Many homeowners assume any water damage is covered. In reality, coverage often depends on whether the event was...

A Homeowner’s Guide to Dealing with Ice Dams

Posted: February 2, 2026

Ice dams form when snow on a roof melts, runs down to colder eaves, and refreezes into a ridge that blocks drainage. Over repeated melt-freeze cycles, water can back up under shingles and leak into ceilings, walls, insulation, and belongings. Why Ice Dams Happen Most ice dam problems start with uneven roof temperatures. Heat escaping into the attic warms the upper roof surface above 32°F...