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Your Local Salisbury Independent Insurance Agency

Select Customer Insurance Agency specializes in auto, home, life, and business insurance.

Unlike any other independent agency in town our agency was completely started from scratch in 1999. The owners, Darrell Elium and Angela Pipes, have a very unique insurance company background that has served to elevate our agency rapidly in the Rowan County marketplace. We are not a typical independent insurance agency. Our combined insurance company and agency background include over seventy seven years of experience helping clients with various lines of insurance, including auto, home, life, and business insurance. On our staff we have two CPCU’s (Charter Property and Casualty Underwriters) and two CIC’s (Certified Insurance Counselors).

We take our unique insurance company background experience, blend it with diverse and multiple insurance company representation and use that to develop personal and business insurance programs to meet our customer’s coverage needs and budgets. We have an annual Customer Appreciation Day event that really sets us apart and allows us to build long term relationships with our clients.

Specializing In Erie Insurance

Erie Insurance has been helping customers since 1925 with their auto, home, business, and life insurance needs.
Click here to pay your Erie Insurance bill "ERIE Pay Your Bill" (opens in new tab)
Click here to use the Erie Insurance Life Insurance Calculator "ERIE Life Insurance Calculator" (opens in new tab)
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Customer Reviews

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Auto Insurance

Paying too much for auto insurance? With our flexible coverage options and expert service, you’ll know your vehicle is getting the best protection.
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Home Insurance

Your home is your greatest investment, but you shouldn’t have to break the bank to insure it. Find out how much we can save you on your policy.
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Business Insurance

As a business owner, you have enough on your mind without having to worry about insurance needs. Let us find the best coverage at the best rates for you.
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Recent News & Updates

A Savvy Business Owner’s Checklist for Cyber Insurance Coverage

Posted: October 19, 2021

Any business that uses computer technology today has to deal with cyber risk. Ransomware attacks are on the rise, and small and medium businesses are being targeted more than ever. With the shift to more people working from home in 2020, cybercriminals are taking advantage of the opportunity to exploit remote workers.  Cyber insurance may be essential for a business of any size. The following...

Life Insurance and Health Conditions: A Deal Breaker?

Posted: October 19, 2021

Three Things to Keep in Mind If you’re interested in purchasing life insurance, you should consider the following: Never assume a health condition automatically disqualifies you from obtaining life insurance. Sure, maybe your health is less than perfect but you may be eligible for coverage, so always check with a licensed insurance agent to be sure. Always be honest about your medical history. Failing to...

Millennials and Home Insurance

Posted: October 16, 2021

More millennials are buying homes these days, as opposed to renting. By the end of 2018, this generation represented 45% of all new home mortgages, as stated in a Housing Wire article. One thing is certain, whether renting or purchasing a condo or a house, millennials need home insurance to protect them against damage to or loss of their property and against liability. Renters Insurance Your...

Can Life Insurance Cover Student Loan Debt?

Posted: October 13, 2021

What Happens To Your Student Loans If You Pass Away? The short answer: It depends on the type of loans you have. Federal loans: Loans issued directly to a person through the U.S. Department of Education are discharged (“forgiven”) upon that person’s death, once the required documentation is submitted. Read more specifics about federal student loans at StudentAid.gov. Parent PLUS loans: As a type of...