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Your Local Salisbury Independent Insurance Agency

Select Customer Insurance Agency specializes in auto, home, life, and business insurance.

Unlike any other independent agency in town our agency was completely started from scratch in 1999. The owners, Darrell Elium and Angela Pipes, have a very unique insurance company background that has served to elevate our agency rapidly in the Rowan County marketplace. We are not a typical independent insurance agency. Our combined insurance company and agency background include over seventy seven years of experience helping clients with various lines of insurance, including auto, home, life, and business insurance. On our staff we have two CPCU’s (Charter Property and Casualty Underwriters) and two CIC’s (Certified Insurance Counselors).

We take our unique insurance company background experience, blend it with diverse and multiple insurance company representation and use that to develop personal and business insurance programs to meet our customer’s coverage needs and budgets. We have an annual Customer Appreciation Day event that really sets us apart and allows us to build long term relationships with our clients.

Specializing In Erie Insurance

Erie Insurance has been helping customers since 1925 with their auto, home, business, and life insurance needs.
Click here to pay your Erie Insurance bill "ERIE Pay Your Bill" (opens in new tab)
Click here to use the Erie Insurance Life Insurance Calculator "ERIE Life Insurance Calculator" (opens in new tab)
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Auto Insurance

Paying too much for auto insurance? With our flexible coverage options and expert service, you’ll know your vehicle is getting the best protection.
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Home Insurance

Your home is your greatest investment, but you shouldn’t have to break the bank to insure it. Find out how much we can save you on your policy.
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Business Insurance

As a business owner, you have enough on your mind without having to worry about insurance needs. Let us find the best coverage at the best rates for you.
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Recent News & Updates

Do You Need an Insurance Agent? 15 Signs It Might Be Time

Posted: June 4, 2026

Having a knowledgeable and responsive agent in your corner is critical to helping make sure your insurance keeps up with your unique life situations. They understand everyone has different insurance needs, which adds value to the human touch they offer. While buying insurance directly online can seem like a convenient way to obtain coverage, life’s realities can make the task more complex. Agents also understand...

5 Common Business Insurance Gaps

Posted: May 19, 2026

Many businesses carry insurance but still face coverage gaps when a claim arises. That usually does not mean the business had no insurance at all. It means the policy in place did not match the loss that occurred. A company may have general liability coverage but no protection for a professional mistake. It may insure a building but not carry enough coverage for storm damage,...

4 Ways Telematics Can Impact Car Insurance

Posted: May 16, 2026

Telematics is technology that tracks driving behavior via a mobile app, a plug-in device, or a built-in vehicle system. Insurance companies may use that data to better understand how a person drives in real-life conditions. Instead of solely factoring age, vehicle type, ZIP code, and claims history, some insurers also evaluate driving habits. That can create savings opportunities for some drivers, but it can also...

Do I Need Multi-State Car Insurance for Out-of-State Coverage?

Posted: May 11, 2026

In most cases, the answer to this question is “no.” However, some states may have different requirements for showing proof of insurance and different insurance requirements than what your policy provides. In those cases, as a nonresident, your policy will automatically be increased to meet the minimum amount and type of liability coverage required by that state’s law should you be in an accident. Blog...